Wealthy After 40: Personal Finance, Financial Freedom, Debt Payoff, and Retirement Savings for Gen Xers

The Podcast for Women and Couples Over 50 Who Want To Make Retirement Possible!

Top 5% Personal Finance Podcast

You’re wondering if you’re really on track? Worried you’ve waited too long to start saving for retirement at 40 or 50? You’ve worked hard, but the closer retirement gets, the more uncertain it feels and the more overwhelmed you are.

Hey, I’m Dalene Higgins, a retirement coach helping women and couples over 50 solve the retirement puzzle one smart money move at a time.

Join me each week as I uncover how to:

•Get retirement ready with simple tips

•Create budgets for retirement

•How to know if you’re on track

•Saving for retirement at 40 (or 50!) with simple strategies

•Pay off debt while still preparing for your future

•Align your money with your retirement vision

This is your space to stop avoiding or feeling overwhelmed with retirement planning. It’s time to make retirement possible your way. 

Next Steps:

Download the Retirement Readiness Checklist: https://www.elevatefinances.us/retirement-readiness-checklist

Join the Retirement Ready Boot Camp: https://www.elevatefinances.us/bootcamp

Visit the Website: https://elevatefinances.us 

Ep 116 | A Retirement Ready VIP Session Experience
Apr 15, 2025 – 18:22
Ep 115 | 4 Retirement Questions and Answers
Apr 8, 2025 – 19:09
Ep 114 | How to Protect Yourself from Inflation
Apr 1, 2025 – 20:55
Ep 113 | How to Self-Coach for Financial Success w/ Jackie Randall Lentz
Mar 28, 2025 – 28:56
Ep 112 | How to Improve Spending Habits & Reach Your Long-Term Goals
Mar 25, 2025 – 20:33
Ep 111 | Why Life Insurance Is Important w/Joseph Lombardi
Mar 21, 2025 – 31:36
Ep 110 | How to Improve Your Finances w/a Personal Finance Audit
Mar 18, 2025 – 19:17
Ep 109 | The Checkers and Chess of Wealth Building with Freddie Rappina
Mar 14, 2025 – 22:08
Ep 108 | Get Retirement Ready With These Smart Moves
Mar 11, 2025 – 20:08
Ep 107 | Advice For Elderly Parents Care From Guest Expert Asha Paulose
Mar 7, 2025 – 34:06
Ep 106 | How My Client Found Balance Between Debt Payoff and Saving
Mar 4, 2025 – 18:46
Ep | 105 Childfree Wealth Financial Planning with Jay Zigmont
Feb 28, 2025 – 26:19
Ep 104 | 5 Ways to Pay Off Debt Before Retirement
Feb 25, 2025 – 17:57
Ep 103 | What Is Generosity? A Conversation with Alison Patterson, Generosity Strategist
Feb 21, 2025 – 22:00
Ep 102 | Redefining Your Debt Relationship and Taking Control For Retirement
Feb 18, 2025 – 19:47
Ep 101 | Navigating Financial Conversations in Relationships with Lindsey Carnick
Feb 14, 2025 – 34:54
Celebrating 100 Episodes: My Podcasting Journey and Top Episodes Revealed
Feb 11, 2025 – 19:05
Ep 99 | Creating Passive Income for Retirement with Private Lending
Feb 7, 2025 – 24:10
Ep 98 | Retirement 101: Creating a Fulfilling Next Chapter, Your Retirement
Feb 4, 2025 – 21:40
Ep 97 | Understanding Behaviors for Investing and Financial Success
Jan 31, 2025 – 30:23
Ep 96 | Retirement 101: The Essential Steps to Estimate Your Retirement Budget
Jan 28, 2025 – 21:36
Ep 95 | Proven Strategies for Financial Independence with Steve Selengut
Jan 24, 2025 – 26:55
Ep 94 | Retirement 101: Navigating Financial Fears, Debt, and Planning with Confidence
Jan 21, 2025 – 21:31
Ep 93 | Medicare Made Simple With David Kerlin
Jan 17, 2025 – 26:04
Ep 92 | Retirement 101: Building the Financial Foundations
Jan 14, 2025 – 23:03
Ep 91 | Smart Trust & Estate Moves Before Retirement with Lauren Klein
Jan 10, 2025 – 33:16
Ep 90 | How I Made Retirement Possible at 50 [Re-Release]
Jan 7, 2025 – 24:18
Ep 89 | How Gen X Can Reflect, Plan, and Prepare for Retirement
Dec 31, 2024 – 21:50
Ep 88 | Clear Your Space, Clear Your Mind: Holistic Decluttering with Noelle Fowler
Dec 24, 2024 – 32:37
Ep 87 | Day Trading 101: A Beginner’s Guide to Financial Growth with Erin Thompson
Dec 17, 2024 – 28:59
Ep 86 | How My Client Found Spending Freedom to Support Her Financial Freedom
Dec 10, 2024 – 23:21
Ep 85 | How my 90 Day Financial Freedom Accelerator Can Make Retirement Possible
Dec 3, 2024 – 14:57
Ep 84 The Retirement Exercise That Changed My Life (And My Clients')
Nov 26, 2024 – 18:26
Ep 83 Navigating Social Security with Christopher Hensley
Nov 19, 2024 – 29:11
Ep 82 | Essential Steps to Start Saving for a Secure Retirement
Nov 12, 2024 – 23:01
Ep 81 Why A Money Routine Leads to Budgeting Success
Nov 5, 2024 – 18:10
Ep 80 A Journey of Financial Discipline and Growth With Alexandra Dotcheva
Oct 29, 2024 – 26:09
Ep 79 Shift from Emotional to Intentional Spending for a Worry-Free Retirement
Oct 22, 2024 – 19:20
Ep 78 | 3 Ways to Make Sure You're On Track to Retirement
Oct 15, 2024 – 20:00
Ep 77 Can You Afford Retirement? Debunking the Myths Holding You Back
Oct 8, 2024 – 17:33
Ep 76 Why You Need To Stop Procrastinating and Invest in Yourself
Oct 1, 2024 – 16:57
Ep 75 The Membership Experience of Make Retirement Possible
Sep 24, 2024 – 15:35
Ep 74 Healing Trauma and Transforming Finances With Angela Turpin
Sep 17, 2024 – 27:13
Ep 73 How Tracking Can Transform Your Path to a Worry-Free Retirement
Sep 10, 2024 – 18:13
Ep 72 Wondering How to Secure Your Retirement? Here’s Your Guide to Financial Stability
Sep 3, 2024 – 16:42
Ep 71 Why You Feel Unprepared For Retirement
Aug 27, 2024 – 19:04
Ep 70 Am I Ready to Retire? Overcoming Doubt and Building a Retirement Dream
Aug 20, 2024 – 21:17
Ep 69 Overcoming Job Loss and Managing ADHD Finances with Sherry Andrew
Aug 13, 2024 – 27:07
Ep 68 How My Client Learned to Spend More On Herself
Aug 6, 2024 – 18:25
Ep 67 Why Avoiding Budgets Can Lead to Missing Out
Jul 30, 2024 – 19:07

Recent Reviews

Eric S.C.

Happy find

I have been on the hunt for something new outside of my regular sales focused podcast. This was a happy find and looking forward to diving in regularly!!
Kdkfjtnsjd

Hard to listen

Voice is really grating and audio quality is so poor. Unfortunate because topic was interesting.
hhh💕

I feel more confident around money now

This podcast has really helped me learn a lot about not finance in a way that is easy to understand. I am the type of person who like to not think about money because it stresses me out, but Dalene has really changed my opinions on this and makes money seem approachable. Thank you, Dalene!!
CoolBTL

Great advice

I am glad that I caught an interview with Dalene on a completely unrelated podcast about Hospice care. It pointed me to this podcast and the timing was perfect. I like the common sense approach she gives. I’ve followed (in the past) another well known financial freedom champion who gives a “my way or the highway” approach. Dalene acknowledges that there is no one size fits all approach to getting to the same goal.
Des70

Such excellent information for ANYONE!

Highly recommend this empowering podcast for anyone seeking financial freedom. Dalene is a financial gem with invaluable insights on personal finances. Don't miss out!
BAFlyer2019

Great at any age!

Really enjoy listening to this and learning with every episode. I work in banking, I’m 34 years old, and want to know how we can better meet the needs of Gen X customers. Great content, please keep it up!
Shelby S. E.

Great, even if you’re under 40!

I am 33 years old and have found this to be a great resource to get my finances under control. I highly recommend listening to Dalene and doing the challenges she gives in her episodes. It’ll open your eyes!
MillyG1

Love your podcast!

I am finally taking control of my finances at age 51… I came across your podcast and it is so relatable to me.
Lmanthechosenone

This is a great podcast on finances!

Dalene does a great job talking about how to be in a good place with your money for those that are GenX. She breaks things down into practical steps which I love! I have enjoyed listening to this podcast!
Njdmmoe

Enjoying this new Podcast!

As a 45 year old male, the name of this podcast caught my attention yesterday. After listing to about 3 episodes while on a drive, I have to say I really enjoyed the content. Lots of folks are taking to young people, which is important so they don’t start with bad money habits, but I’m correcting old habits so someone addressing our age bracket is a welcome change. Good luck with your podcast, I look forward to seeing what your future episodes bring!
sf dentista

Keep it coming!!

Excited for future episodes! Thanks for teaching us 😊 this has been really useful for while I’m commuting and giving me guidance on goal setting and budgeting
Tinita X

Younger Xer

Thank you for targeting this generation. Keep up the great work!!!